Last Updated: February 11, 2026
Welcome to JPFUNDING LLC. These Terms of Service ("Terms") govern your access to and use of our website jp-funding.com and the services we provide. By accessing or using our website and services, you agree to be bound by these Terms.
By accessing our website, submitting a funding application, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.
JPFUNDING LLC is a direct business lender providing working capital loans, revenue-based financing, and short-term financing solutions to qualified businesses. We fund businesses from our own capital and make all lending decisions in-house.
To use our services, you must:
When you submit a funding application, you represent and warrant that all information provided is accurate, complete, and current. We reserve the right to verify any information you provide and to request additional documentation.
No Guarantee of Approval: Submitting an application does not guarantee approval for funding. All funding decisions are made at our sole discretion based on our underwriting criteria.
IMPORTANT: Consent is not required as a condition of purchase. You are not required to provide your phone number or agree to receive text messages to obtain funding from JPFUNDING LLC.
If you opt in to receive text messages from JPFUNDING LLC, the following terms apply:
By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive text messages from JPFUNDING LLC using an automatic telephone dialing system. You understand and agree that:
You may opt out at any time by texting STOP to any message you receive from us. After texting STOP, you will receive one final confirmation message, and then you will no longer receive text messages from JPFUNDING LLC unless you opt back in.
For help with our text message program, text HELP to any message or contact us at albert@jp-funding.com. We will respond to your inquiry as soon as possible.
The frequency of messages will vary depending on your account activity and preferences. You may receive multiple messages per week during active funding processes. Standard message and data rates may apply according to your mobile service plan. Please contact your mobile carrier for information about your plan's rates.
Our SMS program is compatible with all major U.S. mobile carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carrier compatibility is not guaranteed. If you change mobile carriers or phone numbers, you must update your contact information with us.
JPFUNDING LLC and mobile carriers are not liable for delayed or undelivered messages. We are not responsible for any charges you may incur from your mobile carrier for receiving text messages.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.
All content on our website, including text, graphics, logos, images, and software, is the property of JPFUNDING LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without our express written permission.
You agree not to use our website or services to:
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by law, JPFUNDING LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from or related to your use of our website or services.
You agree to indemnify, defend, and hold harmless JPFUNDING LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of our services or violation of these Terms.
These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the state or federal courts located in Brooklyn, New York.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
We reserve the right to suspend or terminate your access to our website and services at any time, with or without notice, for any reason, including if we believe you have violated these Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and JPFUNDING LLC regarding your use of our website and services, superseding any prior agreements.
If you have questions or concerns about these Terms, please contact us:
JPFUNDING LLC
1918 east 18th street
Brooklyn, NY 11229
Email: albert@jp-funding.com
SMS Opt-Out Reminder: You can stop receiving text messages at any time by replying STOP to any message. Consent to receive text messages is not required as a condition of obtaining funding from JPFUNDING LLC.